We make the complex simple.

Money doesn’t have to be complicated.

 

It’s our job to understand the complexities of your situation. Your financial plan is designed with your personalized goals in mind. We’ll continually evaluate your plan to make sure it’s on track with your goals and updated as your life changes.

 
 

Honest

You should know what you’re paying your advisor and how we apply those fees to your investments. We’ll explain our fee structure so you have confidence that you’re receiving value from your advisor.

Transparent

We speak your language to ensure you have a clear understanding of what we’re going to do with your money. Our ongoing communications provide continual transparency so you’ll stay informed on the markets and know what’s happening with your investments.

Meet the Team

  • Lance Peters, AIF

    FOUNDER, CEO

    Lance is the Principal of Nautical Star Financial Group.

    With more than 30 years of experience advising individuals and small businesses, Lance excels at working with successful business owners to create customized financial solutions to help them reach their goals faster and more efficiently.

    Lance specializes in providing holistic advice that frees up cash flow for businesses and individuals and allows them to achieve their goals quicker and more efficiently.

    Among other things, Lance incorporates proactive tax reduction strategies, investment management, insurance strategies, estate planning, retirement planning, employee benefit plans, and other business owner pain points.

  • Ralph Smith

    FINANCIAL ADVISOR

    Ralph Smith is a trusted financial advisor. His passion is to help clients make wise decisions and achieve their lifelong financial goals. I help them prepare for retirement by advising and showing them how to convert their current investments to produce retirement income.

    I have extensive experience in Retirement Planning, Wealth Management, and Fixed Income Investing using tactical management strategies for capital preservation and market risk management. I'm incredibly passionate about helping clients plan and build a tax-efficient retirement income portfolio.

    Further, I help clients with estate planning, life insurance, social security advice, long-term care, and family and charitable legacy planning. College funding for children and grandchildren and helping avoid college debt is another way I serve families with practical needs.

  • Susan D. Marshall, CLU®, ChFC®, RICP®

    FINANCIAL ADVISOR

    Susan D. Marshall, CLU®, ChFC®, RICP®, is an esteemed Investment Advisor Representative and Life/Health Agent dedicated to redefining how advisors collaborate with business owners and individuals.

    With a passion for enhancing collaboration among professionals, Susan provides a more holistic and seamless experience. By addressing clients' financial and business needs comprehensively, she clarifies her approach and reinforces the value she brings to clients.

    Susan helps business owners and families improve their retirement plans with strategies that help minimize taxes and maximize security. She also specializes in helping women who find themselves suddenly single strive to achieve financial independence, enjoy renewed confidence, and have the ability to live the lifestyle to which they are accustomed.

    With a background enriched by professional licenses and certifications, Susan brings expertise and a fiduciary commitment to every client's financial journey. She is proud to be affiliated with Nautical Star Financial Group, LLC, which adds a level of credibility and excellence to her services.

    Susan's dedication extends beyond conventional financial planning. As a published author and sought-after speaker, she shares her insights and expertise in financial planning and retirement strategies with audiences nationwide. Her warm and professional demeanor fosters lasting relationships built on trust, integrity, and a shared vision of economic prosperity.